The Focus

The Focus 


Time flies and we don't even realize. In our mechanical life we forget to live those little moments that are truly joyful, beautiful, and happy.

I am fortunate that I did justice to my motherhood and my daughters by taking a back seat in my career and I feel no regret for I know the time I spent with them when they really needed me and their childhood is not coming back.
Now they are grown up and I am focusing on my career but I still wish I could travel back in time and live their childhood once again.
How many of you miss your children's childhood.?
"I DO"

Comments

Post a Comment

Popular posts from this blog

How to Avoid Falling into the Credit Card Debt Trap?

Image
  How to Avoid Falling into the Credit Card Debt Trap? Did you know the interest rate that credit card companies charge?  It's roughly about 42% per annum.  It is an insanely high. Let me share an example of one person who had an outstanding bill of Rs 1,51,460 but somehow he missed Rs 60 and paid only Rs 1,51,400.  In the next billing cycle, he was charged Financial charges of Rs 6349.  Now he was shocked and being into banking he was able to do the reversal of the charges but think about it what if it was you or your family? How these credit card companies work: You can use credit cards either online or offline and they give you free credit from 20 to 50 days depending upon the card.  Then they bill you for the purchases made and give you the due date before which you have to pay the total due or minimum due, In case you fail to pay by the due date there are 2 charges they levy one being the penalty and the other being the interest.  And they will ke...
Read more

Tax Deduction of Tution Fees.

Image
  Tax Deduction on Tuition Fees under Section 80C Section 80 C of the Income Tax Act has provisions for tax deductions on tuition/education fees paid by a parent towards educating his/her children. Taxpayers can avail of deductions up to Rs 1.5 lakh under Section 80C with other investments also eligible for this rebate. Parents can claim the tuition fee paid by them towards their children’s education as deductions, ensuring that they save TAX even if they don’t have other tax-saving instruments. Parents can claim the actual fee paid by them in a particular financial year. Tuition Fees Eligibility for Tax Deduction under Section 80C Claimant Eligibility: Only parents or legal guardians can claim this deduction, which also extends to fees paid for adopted children. Individual Assessee: This deduction is exclusively available to individual taxpayers. Hindu Undivided Families (HUFs) and corporations are not eligible for this deduction. Number of Children: Each parent can claim this de...
Read more

Financial Tips for Financial Stability

Image
  Here are some financial planning tips that can help you achieve financial stability: 1. Create a budget : Track your income and expenses to understand where your money is going. 2. Set financial goals : Short-term (e.g., saving for a vacation) and long-term (e.g., retirement). 3. Prioritize needs over wants : Distinguish between essential expenses and discretionary spending. 4. Build an emergency fund : Save 3-6 months' worth of expenses for unexpected events. 5. Invest wisely : Consider low-risk investments like mutual funds or fixed deposits. 6. Pay off high-interest debt : Focus on clearing high-interest loans or credit card balances. 7. Monitor and adjust : Regularly review your budget and financial progress. 8. Avoid impulse purchases : Think twice before making non-essential buys. 9. Take advantage of tax benefits : Utilize tax-saving instruments like PF or ELSS. 10. Seek professional advice : Consult a financial advisor for personalized guidance. Remember, financ...
Read more